Long Term Disability Insurance
The American Conference of Cantors sponsors a Voluntary Long Term Disability (LTD) group insurance plan for ACC members.
Voluntary Long Term Disability pays a portion of your earnings if you cannot work due to a disability. Premiums are based on your annual earnings and your age. Ages are grouped into five year "age bands" and rates may change when you reach a new age band (age 35-39, 40-44, 45-49 are examples of age bands). Annual earnings are to include both salary and parsonage.
|Insurance Carrier||The Standard Insurance Company|
|Policy Term||January 1 to December 31|
|Premium Payment||Monthly via Credit Card or ACH, no invoice of premium|
|Effective Date||January 1, 2015|
|Hours Requirement||Minimum 30 hours per week of cantorial work for a single employer|
|Elimination Period||90 days of disability|
|Monthly Benefit||Up to 60% of your regular pay, to a maximum monthly benefit of $12,000 in 2023|
|Enrollment Kit for New Participants||Required to enroll|
|Enrollment Change Form||Required for changes|
|AutoPay Enrollment Form||Required to enroll|
|Medical History Statement Form||Required to enroll after the first 31 days of ACC membership|
ACC members who work 30 hours or more per week for a single employer are eligible to enroll.
|Group Benefit Associates (GBA)|
|Address||1701 E. Lake Avenue, Suite 400|
Glenview, IL 60025
|Hours||Mon-Fri 9am-5pm Central|
For general information about the ACC's group insurance offerings:
Insurance Plan Administrator: email@example.com
American Conference of Cantors
For more about the American Conference of Cantors' Long Term Disability and Life insurance carrier, visit The Standard Insurance Company.