Long Term Disability Insurance

The American Conference of Cantors sponsors a Voluntary Long Term Disability (LTD) group insurance plan for ACC members. 

Voluntary Long Term Disability pays a portion of your earnings if you cannot work due to a disability. Premiums are based on your annual earnings and your age. Ages are grouped into five year "age bands" and rates may change when you reach a new age band (age 35-39, 40-44, 45-49 are examples of age bands). Annual earnings are to include both salary and parsonage.


Quick Facts 
Insurance CarrierThe Standard Insurance Company
Policy TermJanuary 1 to December 31
Premium PaymentMonthly via Credit Card or ACH, no invoice of premium
Effective DateJanuary 1, 2015
Hours RequirementMinimum 30 hours per week of cantorial work for a single employer
Elimination Period90 days of disability
Monthly BenefitUp to 60% of your regular pay, to a maximum monthly benefit of $12,000 in 2023
Enrollment Kit for New ParticipantsRequired to enroll
Enrollment Change FormRequired for changes
AutoPay Enrollment FormRequired to enroll
Medical History Statement FormRequired to enroll after the first 31 days of ACC membership 



ACC members who work 30 hours or more per week for a single employer are eligible to enroll. 

Contact Information

Group Benefit Associates (GBA) 
Address1701 E. Lake Avenue, Suite 400
Glenview, IL 60025
HoursMon-Fri 9am-5pm Central

For general information about the ACC's group insurance offerings:

Insurance Plan Administrator: insurance@accantors.org
American Conference of Cantors
Telephone: 847-781-7800

For more about the American Conference of Cantors' Long Term Disability and Life insurance carrier, visit The Standard Insurance Company.