New Enrollees

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New Enrollees

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Eligibility

ACC and GTM members in good standing are eligible to enroll in the ACC Retirement Plan. Rabbis ordained from HUC-JIR may be eligible through the CCAR (via the GTM) only if they no longer meet RPB's eligibility requirements.  

Enrollment

Members can enroll in the Plan at any time. There is no waiting period, minimum contribution or weekly working requirement. Online enrollment and beneficiary designations are required. 

Enrollment Process

Online Enrollment Required to Enroll
Online Beneficiary Designation Required to Enroll
Transfer/Rollover/Exchange Form Optional
Contribution Calculation Form Required Annually

Please read the Enrollment Guide and Plan Documents for the ACC Retirement Plan, complete the online enrollment and return any forms to the ACC Retirement Administrator in the ACC Office in Schaumburg, IL, not Fidelity Investments. Please be sure to retain copies for your records.

How do I monitor activity in my Fidelity account?

You can access your account online through Fidelity NetBenefits or call the Fidelity Participant Benefits Line at 1-800-343-0860.

 

When am I vested?

You are always 100% vested in any contributions you make and the annual employer contributions. Your Fidelity statement shows your vesting percentage.

 

Can I move money from another retirement plan into my ACC Retirement Plan account with Fidelity?

Yes. You are welcome to roll over eligible pretax contributions from a variety of other accounts such as: a 403(b) qualified church plan, a 403(b) plan account, a 457(b) plan,  account, a 401(k) plan account, an IRA previously rolled over from an employer-sponsored retirement plan, like a 401(k)

Note: Only Salary Deferrals and Temple Contributions rolled over from a 403(b) qualified church plan are eligible for parsonage in retirement for ordained clergy.

 

I recently created a trust, how do I update this change with Fidelity?

Beneficiary information can be updated via the Profile link in NetBenefits or by faxing a completed Beneficiary Designation form to the Retirement Administrator in the ACC main office. You are able to specify up to 4 different Beneficiary Types: a person, an estate, an organization, a trust.

 

What are the annual administrative fees for this plan?

In addition to the fees charged by the various fund providers, the ACC charges an administrative fee, currently $300.00 per year, deducted quarterly from each participant account. Fidelity Investments charges a record keeping fee, currently $102 per year, deducted quarterly from each participant account. Beginning in 2018, both fees will be waived for new participants in their first two years of employment.