Insurance

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Insurance

The American Conference of Cantors has partnered with Group Benefit Associates (GBA) to help facilitate enrollment and administration of the group insurance benefits. These include 2 benefits: Voluntary Long Term Disability Insurance and Life and Accidental Death and Dismemberment (AD&D) Insurance, both through The Standard Insurance Company.

Long Term Disability Benefit 
Voluntary Long Term Disability pays a portion of your earnings if you cannot work due to a disability. After an elimination period of 90 days of disability, you can replace up to 60% of your regular pay, to a maximum monthly benefit of $13, 230 in 2017.

Life Insurance and Accidental Death and Dismemberment (AD&D) Benefit
You may choose to purchase life insurance in $10,000 increments, up to $150,000 guarantee issue for new members. Any member may purchase up to a $500,000 benefit with evidence of insurability. You may also choose to elect up to 50% of the member elected coverage for your spouse. Dependent child coverage may also be elected.

Accidental Death and Dismemberment (AD&D) insurance provides specified benefits for a covered accidental bodily injury that directly causes dismemberment. In the event that death occurs from a covered accident, both the life and the AD&D benefit would be payable.

To remain eligible for these benefits, you must be working a minimum of 30 hours per week for a single employer. 

These programs have been arranged through the ACC as part of its continuing efforts to provide members access to additional benefits. We hope you will find this coverage a welcome benefit to you and your family.